← All essays
3 min readDraft

Why we built Marmot

Nobody has ever handed you the full list of what your employer offers, quantified, for your specific plan. We're fixing that.

The Marmot team

Every job comes with a stack of benefits documents nobody reads cover to cover: a Summary Plan Description, an open-enrollment PDF, a paystub full of deduction codes. Somewhere in that stack is real money — a 401(k) match you're under-contributing to, an HSA seed you never enrolled to receive, an ESPP discount you're sitting out of, a stipend that quietly expired last December.

We built Marmot to read that stack for you and put a real number on it — computed from your own accounts and your own documents, not a population average dressed up as personal.

What's coming

This blog is a placeholder for now. As we get closer to launch we'll be writing about how the audit works, what we found auditing real plans during testing, and the honest edge cases — what happens when your plan has almost nothing to find, what we do when a document is missing, why we delete your paystub as soon as we're done with it.

In the meantime

If you want to know what Marmot actually does today, start with what Marmot is or how it works.